Bridge Specialty Group holds market recognition that enables us to connect retail partners with tailored insurance solutions, and we do that through our specific practice groups including Property, Casualty, Environmental, Executive Risk, Farm & Ranch, Healthcare, Life Sciences, Personal Lines, Public Entity, Transportation and Workers’ Compensation.
As Bridge Specialty Group continues to expand its products and capabilities through our practice groups, we’re excited to welcome Scott Reinhardt as the new Farm & Ranch practice group leader.
Scott brings field-tested leadership and a creative vision for 2026—focused on consistency, collaboration and smart growth.
A leader shaped in the field
Scott Reinhardt, from Medina, OH, graduated from Kent State University and started his career at Westfield Insurance. He didn’t start his career behind a desk, he was “thrown into the fire” as a field manager at Westfield—quoting commercial business, doing his own loss control and carrying a DOS-based “surfboard” of a computer across West Virginia, Kentucky and Northeast Ohio. “I probably learned more in those first 10 years than I would have had I not been thrown into the fire like that,” he reflects.
Those years forged a leader who fixes what’s broken. From turning around territories to restructuring premium audit operations, Scott built a reputation for tackling complex problems and delivering results.
The pivot to programs – and a moment of unfinished business
After 33 years at Westfield, Scott Reinhardt accepted early retirement and joined NSM to build a farm & ranch program with American Modern. When that initiative was ultimately shut down for reasons beyond the product team’s control, he viewed the setback through a pragmatic lens: “If you can’t look at every situation in life and find something that you could have done better, then that’s a mistake.”
The story didn’t end there. Scott learned that American Modern transitioned the program with South & Western, a Bridge Specialty Group company, and by fall 2025, was recruited to lead the Farm & Ranch Practice group, joining Bridge Specialty Group in mid‑November. “It was unfinished business,” Scott said. “Having a chance to jump back in and help shepherd this initiative to completion is exciting.”
And now in his new role as Farm & Ranch Practice Group leader at Bridge, Scott brings his carrier knowledge and program-building experience to a platform designed for scale and collaboration.
Why Bridge – and why now?
Asked what attracted him to Bridge Specialty Group, Scott points to fit and focus: a larger organization with deep resources, an existing emphasis on farm & ranch and teammates already underwriting standard and non‑standard business. “We’re in a much better position to see this initiative be successful because of how we’re organized.”
He’s candid about his philosophy: “I’m very results focused. I always have been.” Being on “this side of the fence” means more accountability to outcomes—an environment that aligns with his way of leading.
A product built for the market that exists
During earlier product design work before joining Bridge, Scott and team combined the best of some current products to shape coverage that resonates with customers. “We really wanted to make sure that we offered coverage that had value and resonated with the end farm & ranch consumer. And I think we did that.”
His work with Bridge Specialty Group will carry that foundation with American Modern forward with competitive pricing tied to better coverage, plus deliberate guardrails for higher‑risk facility types (e.g., poultry egg‑laying houses, hog nursery barns) where fire exposure is structurally higher.
He also sees a wide‑open lane that many carriers are ignoring: “hobby farms.” As Scott puts it, “It leaves the market wide open to be able to write hobby farms,” despite industry skittishness around Protection Class 9–10 exposures that are, frankly, inherent to the niche.
And creativity is the watchword, says Scott: “There’s just a level of creativity that we’re going to bring back that hasn’t existed in the marketplace for well over a decade.”
2026 priorities: Consistency, collaboration and smart growth
Internally, Scott is focused on consistency in how Bridge’s Farm & Ranch teammates work together—without forcing identical processes across diverse geographies and brand cultures. “I’m more concerned about results and how we get there.
Practically, that means:
- A shared product spine that multiple Bridge brands can rally around, starting with a nine‑state rollout and expanding as feedback and performance warrant.
- Targeted appetite where Bridge can win right now—e.g., well‑underwritten hobby farms, standard farm exposures and creative solutions for adjacent needs.
- Cross‑selling education so Property or Casualty brokers recognize farm & ranch indicators (environmental exposures, mixed ag/commercial footprints) and route opportunities early to the Farm & Ranch practice group.
The mindset: Execute, then scale
That blend of field‑tested leadership, program craftsmanship and practical optimism is exactly what Bridge aims to amplify across its practice groups—pairing specialized expertise with market access at scale. According to Scott, Bridge has the capability, knowledge, experience and relationships to be nimble in building products that provide solutions in areas where carriers are withdrawing.
As Bridge Specialty Group continues to expand its practice groups, Scott’s arrival marks a pivotal moment for the Farm & Ranch team. With Scott’s field‑tested leadership and Bridge’s market access, Farm & Ranch is built to execute, innovate and lead—strengthening our standing as the wholesaler of choice for agricultural risks.
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Farm & Ranch Practice Group offerings
STRENGTHS
- Regional teams across the country led by Farm & Ranch practice veterans
- Supported by 10 Regional Farm & Ranch Underwriters
- Access to admitted and non-admitted markets
- Combined 100+ years of expertise in
- underwriting and placing Farm & Ranch risks
- Service and quality are priority
COVERAGE OPTIONS
- Cattle Ranches
- Crop Growers
- Processing Plants
- Farm Property
- Equine
- Livestock
- Machinery & Equipment
- Hobby and Gentleman
- Farms/Ranches
- Angertainment
- Farm Liability
- Auto Liability
- Inland Marine
- Workers’ Compensation
SPECIALTIES
- Commercial vegetable, fruit and nut farming
- Meat and dairy processing
- Fertilizer manufacturing and storage
- Grain elevator and co-op operations
- Plant and tree nurseries
- Dude ranches and trail riding
- Feed, grain and hay dealers
- Growing of field crops
- Vineyards, annual crops
- Raising and selling of livestock
- Hobby farms
- Equine
- Boarding, breeding, training
- Large acreage farms
For more information about the Bridge Specialty Farm & Ranch Practice Group, contact [email protected]
This material has been prepared for general informational purposes only, is intended to apply generally rather than to any specific company and presumes appropriate discretion will be exercised regarding any particular situation.
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